How to Curb Summer Spending Sprees: 5 Tips to Stay on Track
Summer is full of sunshine, BBQs, beach days—and surprise spending. Whether it’s spontaneous ice cream runs, vacation splurges, or yet another patio decor haul, it’s easy to blow past your budget without even noticing. But it doesn’t have to be that way.
Here are five simple strategies to help you enjoy your summer without draining your wallet—and how the Stop Impulse Buying app can make it even easier to stick with it.
1. Follow the 24-Hour Rule
Before clicking Add to Cart or swiping your card, wait 24 hours. That cute summer dress or patio upgrade will still be there tomorrow—and chances are, the urge will pass. This delay gives your brain time to cool off and reconsider.
2. Pause and Think
Ask yourself:
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Do I really need this right now?
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Will I still want it next week?
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Is there a better use for this money?
Taking a moment to think through your purchase helps you regain control.💡 Pro tip: Open the app and walk through the built-in reflection questions (free on iOS).
3. Set an Allowance and Track It
Give yourself guilt-free money to spend—but cap it. Whether it's $20 a week for iced lattes or $100 for summer fun, set a number that fits your budget and stick to it. Once it's gone, it's gone until next week.
4. Meal Prep = Less Takeout
Hot weather = less cooking—but also more takeout temptations. Save big by prepping meals in advance: think cold pasta salads, sandwiches, or grilled items that last all week.
🍴 Use the grocery list in the app so you’re not tempted to “just grab something” while out.
Some ideas for quick and easy meals:
1. Mason Jar Salads
Layer in this order to stay crisp:
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Dressing at the bottom
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Hearty veggies (like cucumbers, bell peppers)
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Grains or protein (chicken, chickpeas, quinoa)
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Greens on top
➡️ Shake when ready to eat.
2. Cold Pasta Salads
Mix cooked pasta with:
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Cherry tomatoes, spinach, and feta
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Or peas, ham, cheddar, and olive oil
➡️ Lasts all week in the fridge.
3. Overnight Oats
In a jar or container, combine:
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½ cup oats
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½ cup milk (any kind)
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1 tbsp chia seeds
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Fruit, peanut butter, or honey
➡️ Grab-and-go breakfast or snack.